Yes—you can receive a Financial Plan with just $250,000 in qualifying T.RowePrice accounts or new investable assets.
T.RowePrice account types that qualify:
Individual or joint accounts
Brokerage accounts
Traditional and Roth IRAs
Roth Rollover and Rollover IRAs
Revocable Trust accounts
Traditional or Roth inherited IRAs
Transfer on Death (TOD) accounts
See AlsoT. Rowe Price hiring Intermediary Sales Consultant (B/D & DCIO) - Colorado in Colorado Springs, CO | LinkedInT. Rowe Price Group Inc.:Survey reveals the rising importance of financial planning at retirementT. Rowe Price hiring Director - Regulatory Advisory Compliance - North America Compliance in Baltimore, MD | LinkedIn
The following account types don’t qualify or count toward the minimum. However, you can include them in your Financial Plan to provide us with a more complete view of your financial situation.
SEP IRA and SIMPLE IRA accounts
Workplace Retirement Accounts (e.g., 401(k), 403(b) accounts)
Education Savings Plan Accounts
Not sure if you qualify for this service or which accounts are eligible? We can help. Call 1-866-604-1321.
Our team of experts creates your personalized Financial Plan based on your current financial situation and goals. You benefit from our proprietary analysis and the insights of T.RowePrice investment and asset allocation experts and CERTIFIED FINANCIAL PLANNER™professionals. CFP®professionals are trained to take a comprehensive view of financial situations and have completed robust competency and ethical requirements under professional standards governing CFP®professionals.
Your advisor is here to answer your questions and help you get on track and stay on track to meet your financial goals.
Your Financial Plan consists of point-in-time planning, asset allocation, and T.RowePrice fund advice for your retirement and other financial goals. Plan features may include:
Summary of your financial situation
Summary of your goals and our analysis
Retirement saving and drawdown strategy
Social Security analysis
Assessment of your risk tolerance
Your current portfolio compared with our recommended model portfolio
Recommended action steps
Plan to spend 15-30 minutes on the questionnaire. It is designed to gather key elements to help construct a tailored financial plan for you. Don't worry, you don't need to get it perfect, as your financial advisor will review this information as part of the initial appointment.
Your information auto-saves as you go through the questionnaire. You can pause and come back later to finish if you need to.
To save time, have the following information on hand when you begin the questionnaire:
Your annual income
Your retirement savings
If linking accounts: Your login credentials for investment accounts outside of T.RowePrice
If entering accounts manually: Relevant financial statements, such as your quarterly mutual fund statement, year-end brokerage statement, or pension statement (if applicable)
Investments in the T. Rowe Price Retirement Advisory ServiceTMare subject to the risks associated with investing in mutual funds, which may result in loss of principal. T. Rowe Price does not guarantee the results of our investment management, or that the objectives of the funds or portfolios will be met.Financial planning and retirement income planning in the T. Rowe Price Retirement Advisory Service involve forward-looking projections that are based upon information provided by clients and certain assumptions about future events. Forward-looking projections are based on a limited set of assumptions and actual future outcomes may differ significantly from the projections; therefore, they should be used only as an aid for a client’s planning and decision-making and not as a guarantee of what will happen in the future.
The T.RowePrice Retirement Advisory Service™ is a nondiscretionaryfinancial planning and retirement income planning service and a discretionary managed account program provided by T.RowePrice Advisory Services, Inc., a registered investment adviser under the Investment Advisers Act of 1940. Brokerage accounts for the Retirement Advisory Service are provided by T.RowePrice Investment Services, Inc., member FINRA/SIPC, and are carried by Pershing LLC, a BNY Mellon company, member NYSE/FINRA/SIPC, which acts as a clearing broker for T.RowePrice Investment Services, Inc. T.RowePrice Advisory Services, Inc. and T.RowePrice Investment Services, Inc. are affiliated companies.
1The average net advisory fee for the service assumes the use of primary funds and neutral portfolio weightings. Your actual net advisory fees will vary depending on your recommended model portfolio, the specific mix of funds in your managed portfolio, and their fees and expenses. The estimated net advisory fees for the model portfolios ranged from 0.40% to 0.58% as of June 2023. You will also pay the fees and expenses of the funds held in your managed portfolio. The total cost you are expected to pay, including the net advisory fee and the underlying fund fees and expenses, is approximately 1.00% of assets under management. For additional information on fees and expenses of the service, please read the Fees and Compensation section of theRetirement Advisory Service ADV Brochure (PDF).
2113 of our 298 mutual funds had a 10-year track record as of12/31/2023 (includes Investor Class and I Class Shares).85 of these 113 funds (75%) beat their Lipper average for the 10-year period.206 of 294(70%), 162 of 263 (62%), and 169 of 245 (69%) of T.RowePrice funds outperformed their Lipper average for the 1-, 3-, and 5-year periods ended 12/31/2023, respectively. Calculations based on cumulative total return. Not all funds outperformed for all periods. (Source for data: Lipper Inc.)
3Source: Lipper Inc.139 of 152 of our Investor Class funds (excludes funds not available for direct purchase) more than 6 months old had expense ratios below their Lipper averages based on fiscal year-end data available as of 12/31/2023.
3418702
